Assess Your Life Insurance Needs This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What Is a Business Owners' Policy, or a "BOP?" As a business owner, a BOP may be a convenient way to meet your unique protection needs. Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.